While financial challenges often come up when talking to people nearing retirement, the emotional obstacles could be just as important. Fortunately, a tailored financial plan could help you feel confident and excited for the next chapter of your life.

When reviewing a cashflow model, it can seem like there are a lot of numbers. Looking beyond the figures to incorporate your lifestyle goals could help you get more out of it and build an effective financial plan.

Being part of a crowd can be comforting. However, following trends when you’re investing could lead to decisions that aren’t right for your goals and circumstances. Find out why standing out could be a good thing.

Offering financial advice as an employee benefit could prove hugely valuable to your staff and to the business, freeing up key staff to focus on what matters.

The new tax year is set to bring a rise in employer National Insurance rates, which could make adopting a salary exchange scheme more appealing than ever. Here’s why.

Having a superb benefits package can help you attract and retain great staff – but only if they know about it! Here’s why communication is key when it comes to your perks.

Sustainable investment can help you generate growth while also doing good in the world. Here are five common myths about this approach and why they are wrong.

General election results in the UK and France, as well as the ongoing presidential campaign in the US, caused volatility in investment markets around the world in July 2024. Find out what other factors may have impacted your portfolio.

The interest rate on your mortgage could affect both your short- and long-term finances. Find out how and some steps you could take to potentially secure a lower interest rate.

If you want your investments to have a positive effect on society, you might have come across the terms “ESG investing” and “impact investing”. While they’re sometimes used interchangeably and share similarities, there are differences. Find out more about these approaches.

A survey indicates that a worrying number of UK adults don’t have a will in place. If it’s a task you’ve yet to do, find out how the intestacy rules could affect your legacy and who benefits from your estate.

Unpredictable life events can knock even carefully laid plans off course. So, carrying out a financial review after events like redundancy or a relationship breaking down could help you update your plan, so it continues to reflect your circumstances and goals.

When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a great way to celebrate a pay rise or promotion, you might want to consider the effect it could have on your long-term plans, including retirement.

As the workplace pension landscape changes, older schemes can become uncompetitive and an obstacle to attracting the best talent, but a scheme review could help